Finland's Court Just Changed the Game for Pro Bettors

Dr. Annelies De Vos · 2026-10-07

### A Five-Year Fight Finally Ends Finland's Supreme Administrative Court just handed down a decision that's been five years in the making. And it's one that could ripple through the gambling world in ways we're only starting to understand. The court ruled that a professional bettor can deduct losing wagers from taxable betting income. Sounds straightforward, right? But this isn't just about one person's tax bill. ### Meet the Bettor Behind the Case Antti Koivula isn't your average gambler. He's a professional bettor and the Chief Compliance Officer at Hippos ATG. In 2020, he placed 2,145 bets with various operators. When tax season rolled around, he wanted to deduct his losses from his winnings. The tax authorities said no. Koivula said yes. And so began a legal battle that would take over half a decade to resolve. ### Why This Ruling Matters More Than You Think For professional bettors, this decision is huge. It means that if you're treating betting as a business, you can offset your losses against your taxable income. That's how most businesses operate, right? You don't pay taxes on revenue alone; you pay on profit. This ruling brings betting in line with that logic. But here's where it gets interesting. Finland is gearing up for major regulatory changes in 2027. The country is planning to overhaul its gambling market, and this precedent could shape how those new rules are written. It's not just about one bettor's tax return; it's about setting the stage for a whole new era. ### What This Means for the Rest of Us If you're a casual bettor, this probably doesn't change much for you. But if you're serious about betting as a profession, this is a signal that the legal system is starting to recognize that distinction. It's a step toward legitimacy for an industry that's often misunderstood. And for other countries watching? This could be a blueprint. Tax laws around gambling are a patchwork quilt, and rulings like this add another patch. It'll be fascinating to see if others follow suit. > "This isn't just a win for one bettor. It's a win for anyone who's ever been told their profession isn't 'real' enough for the tax code." ### The Road Ahead As Finland moves toward its 2027 regulatory changes, this ruling will likely be cited in debates and decisions. It's a reminder that the law isn't static; it evolves with the people it governs. And sometimes, it takes a five-year fight to make that happen. For now, professional bettors in Finland can breathe a little easier. Their losses count. And that's a victory worth noting.